Administrative and Financial File
1- Credit application
2- Copy of National Identity Card
3- Copy of valid passport
4- Copy of valid residence permit
5- Birth certificate not older than three months
6- Copy of marriage certificate (if foreign spouse)
IF SALARY
7- Copy of permanent or fixed-term employment contract covering the projected repayment period
8- Copy of tax notice
9- Last three pay slips
10- Last six bank statements
IF PROFESSIONAL
11- Copy of articles of association
12- Copy of the KABIS
13- Copy of tax notice
14- Copies of balance sheets and income statements
15- Last 12 bank statements
If new housing: Through an approved developer
1- Copy of home savings account (depending on the bank)
2- Promise to sell to the developer
For older homes: From a private individual
1- Promise to sell
2- Copy of the origin of ownership of the property to be acquired (copy of the owner's Certificate of Ownership or sales contract or any other medium)
3- Appraisal of the property to be purchased: Used to appraise the property and limit the amount of the loan.
Si Construction sur un terrain
1- Overall estimate
2- Estimate of work performed
3- Estimate of work remaining to be done
4- Origin of ownership (Certificate of ownership or AFH contract or any other form of land ownership)
5- Valid building permit
6- Conformal drawing sets
7- Request for expert opinion
8- Copy of home savings account (depending on bank)
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