{"id":128,"date":"2020-12-31T02:23:44","date_gmt":"2020-12-31T02:23:44","guid":{"rendered":"https:\/\/webdevcode.com\/wp\/pylon\/live\/?post_type=pylon_service&#038;p=128"},"modified":"2025-07-07T13:47:24","modified_gmt":"2025-07-07T13:47:24","slug":"planification-et-realisation","status":"publish","type":"pylon_service","link":"https:\/\/guidanceaxis.com\/en\/service\/planification-et-realisation\/","title":{"rendered":"Planning &amp; realization"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"128\" class=\"elementor elementor-128\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b8bcf77 pylon-column-stretched-none elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b8bcf77\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-7c1c0b9\" data-id=\"7c1c0b9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-387fb7f elementor-widget elementor-widget-wp-widget-nav_menu\" data-id=\"387fb7f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wp-widget-nav_menu.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5>Our Services<\/h5><div class=\"menu-service-menu-container\"><ul id=\"menu-service-menu\" class=\"menu\"><li id=\"menu-item-152\" class=\"menu-item menu-item-type-post_type menu-item-object-pylon_service menu-item-152\"><a href=\"https:\/\/guidanceaxis.com\/en\/service\/conseil-et-mise-en-oeuvre-des-solutions\/\">Consulting &amp; Solution Implementation<\/a><\/li>\n<li id=\"menu-item-156\" class=\"menu-item menu-item-type-post_type menu-item-object-pylon_service menu-item-156\"><a href=\"https:\/\/guidanceaxis.com\/en\/service\/prospection-des-biens-immobiliers\/\">Property prospecting<\/a><\/li>\n<li id=\"menu-item-155\" class=\"menu-item menu-item-type-post_type menu-item-object-pylon_service menu-item-155\"><a href=\"https:\/\/guidanceaxis.com\/en\/service\/assistance-bancaire\/\">Banking <br\/>Assistance<\/a><\/li>\n<li id=\"menu-item-151\" class=\"menu-item menu-item-type-post_type menu-item-object-pylon_service menu-item-151\"><a href=\"https:\/\/guidanceaxis.com\/en\/service\/planification-et-realisation\/\">Planning &amp; realization<\/a><\/li>\n<li id=\"menu-item-154\" class=\"menu-item menu-item-type-post_type menu-item-object-pylon_service menu-item-154\"><a href=\"https:\/\/guidanceaxis.com\/en\/service\/assurance-et-support-juridique\/\">Insurance &amp; Legal Support<\/a><\/li>\n<li id=\"menu-item-153\" class=\"menu-item menu-item-type-post_type menu-item-object-pylon_service menu-item-153\"><a href=\"https:\/\/guidanceaxis.com\/en\/service\/accompagnement-durant-la-financement\/\">Support during financing<\/a><\/li>\n<\/ul><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-732a6c6 elementor-widget elementor-widget-pylon_banner\" data-id=\"732a6c6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pylon_banner.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"service-sidebar__call\">\r\n            <a href=\"tel:0033%207%2074\u00a089\u00a080\u00a091\"  target=\"&quot;_blank&quot;\"  rel=\"&quot;nofollow&quot;\">                <div class=\"service-sidebar__call-bg\" style=\"background-image: url(https:\/\/webdevcode.com\/wp\/pylon\/live\/wp-content\/uploads\/2020\/12\/service-sidebar-1-1.jpg)\"><\/div>\r\n               <div class=\"banner-icon\">\r\n                <i class=\"pylon-icon-tech-support\"><\/i>\r\n               <\/div>\r\n                <h3>0033 7 74\u00a089\u00a080\u00a091<\/h3>\r\n                <p>You can reach us on WhatsApp on the same number.<\/p>\r\n            <\/a>        <\/div>\r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0a33a08 elementor-widget elementor-widget-pylon_cta\" data-id=\"0a33a08\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pylon_cta.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"call-to-action\">\r\n            <div class=\"container\">\r\n                <div class=\"left-content\">\r\n                    <div class=\"call-to-action-list\"><p><span>Simple<\/span><span>Transparent<\/span><span>Secure<\/span><\/p><\/div><h3 class=\"pylon-cta-title\">Get Credit Fast<\/h3>                <\/div>\r\n                <div class=\"right-content\">\r\n                                        <a href=\"https:\/\/guidanceaxis.com\/en\/postuler-maintenant\/\" class=\"thm-btn\">Request assistance                    <\/a>\r\n                <\/div>\r\n            <\/div>\r\n        <\/div>\r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-66 elementor-top-column elementor-element elementor-element-4d90306\" data-id=\"4d90306\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ada121d elementor-widget elementor-widget-image\" data-id=\"ada121d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"770\" height=\"460\" src=\"https:\/\/guidanceaxis.com\/wp-content\/uploads\/2020\/12\/service-three.jpg\" class=\"attachment-full size-full wp-image-82\" alt=\"\" srcset=\"https:\/\/guidanceaxis.com\/wp-content\/uploads\/2020\/12\/service-three.jpg 770w, https:\/\/guidanceaxis.com\/wp-content\/uploads\/2020\/12\/service-three-600x358.jpg 600w, https:\/\/guidanceaxis.com\/wp-content\/uploads\/2020\/12\/service-three-300x179.jpg 300w, https:\/\/guidanceaxis.com\/wp-content\/uploads\/2020\/12\/service-three-768x459.jpg 768w\" sizes=\"(max-width: 770px) 100vw, 770px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-98fcb4f elementor-widget elementor-widget-pylon_title\" data-id=\"98fcb4f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pylon_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t \r\n        <div class=\"pylon-title\">\r\n            <div class=\"block-title\">\r\n                <p class=\"small-title\">From bank approval to final signature, we take care of everything<\/p>\r\n                    <h3 class=\"title-block\">Planning &amp; realization<\/h3>\r\n                                <\/div>\r\n                                <\/div>\r\n              \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c120b5e elementor-widget elementor-widget-text-editor\" data-id=\"c120b5e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"\" data-start=\"292\" data-end=\"606\">Once you've obtained your loan, you'll need rigorous support to finalize your project in the best possible conditions. We guide you every step of the way: <strong data-start=\"463\" data-end=\"546\">certification of eligibility, mobilization of funds, administrative and legal follow-up<\/strong>We'll be happy to assist you from the very beginning until the final signature of your sales contract.<\/p><p class=\"\" data-start=\"608\" data-end=\"841\">We provide <strong data-start=\"625\" data-end=\"689\">coordination between you, the bank, the lawyer and the seller<\/strong>, we'll take you through every step, every document, and every cost you'll need to anticipate. With us, you can move forward with clarity, peace of mind and no nasty surprises.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-9e4ae58 pylon-column-stretched-none elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9e4ae58\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-54b66c1\" data-id=\"54b66c1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-dec2c62 elementor-widget elementor-widget-pylon_title\" data-id=\"dec2c62\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pylon_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t \r\n        <div class=\"pylon-title\">\r\n            <div class=\"block-title\">\r\n                \r\n                    <h4 class=\"title-block\">This service is for you if...<\/h4>\r\n                                <\/div>\r\n            <ul><li class=\"\" data-start=\"1233\" data-end=\"1297\"><p class=\"\" data-start=\"1235\" data-end=\"1297\">You are <strong data-start=\"1245\" data-end=\"1271\">close to signature<\/strong> of your property purchase<\/p><\/li><li class=\"\" data-start=\"1298\" data-end=\"1383\"><p class=\"\" data-start=\"1300\" data-end=\"1383\">You need a <strong data-start=\"1320\" data-end=\"1359\">administrative and logistical support<\/strong> after bank approval<\/p><\/li><li class=\"\" data-start=\"1384\" data-end=\"1458\"><p class=\"\" data-start=\"1386\" data-end=\"1458\">You don't want to <strong data-start=\"1401\" data-end=\"1427\">leave nothing to chance<\/strong> in mobilizing funds<\/p><\/li><li class=\"\" data-start=\"1459\" data-end=\"1525\"><p class=\"\" data-start=\"1461\" data-end=\"1525\">You want to <strong data-start=\"1473\" data-end=\"1525\">avoid last-minute delays or errors<\/strong><\/p><\/li><\/ul>                    <\/div>\r\n              \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-ad21824 elementor-widget elementor-widget-pylon_title\" data-id=\"ad21824\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pylon_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t \r\n        <div class=\"pylon-title\">\r\n            <div class=\"block-title\">\r\n                \r\n                    <h3 class=\"title-block\">Frequently asked questions (FAQ)<\/h3>\r\n                                <\/div>\r\n                                <\/div>\r\n              \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-de92255 elementor-widget elementor-widget-pylon_accordion\" data-id=\"de92255\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pylon_accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\r\n        <script>\r\n\r\n            jQuery(document).ready(function($) {\r\n\r\n                \"use strict\";\r\n\r\n            $(\"#accordion-256843431 .collapse\").on(\"shown.bs.collapse\", function() {\r\n\r\n                $(this).prev().addClass(\"active\");\r\n\r\n                $(this).prev().parent().addClass(\"active\");\r\n\r\n            });\r\n\r\n        \r\n\r\n            $(\"#accordion-256843431 .collapse\").on(\"hidden.bs.collapse\", function() {\r\n\r\n                $(this).prev().removeClass(\"active\");\r\n\r\n                $(this).prev().parent().removeClass(\"active\");\r\n\r\n            });\r\n\r\n        \r\n\r\n            $(\"#accordion-256843431\").on(\"hide.bs.collapse show.bs.collapse\", (e) => {\r\n\r\n                $(e.target).prev().find(\"i:last-child\").toggleClass(\"fa-plus fa-minus\");\r\n\r\n            });\r\n\r\n        });\r\n\r\n        <\/script>\r\n\r\n        \r\n        <ul id=\"accordion-256843431\" class=\"mb-0 list-unstyled accordion\">\r\n\r\n            \r\n            <li class=\"active\">\r\n\r\n                <h3 class=\"para-title active\">\r\n\r\n                    <span class=\"collapsed\" role=\"button\" data-toggle=\"collapse\" data-target=\"#collapse1\" aria-expanded=\"false\" aria-controls=\"collapse1\">\r\n\r\n                        <i class=\"fas fa-minus\"><\/i>\r\n                        \r\n\r\n                       1- WHY CHOOSE GUIDANCEAXIS?\r\n                    <\/span>\r\n\r\n                <\/h3>\r\n\r\n                <div id=\"collapse1\" class=\"collapse show\" role=\"button\" aria-labelledby=\"collapse1\" data-parent=\"#accordion-256843431\">\r\n\r\n                    <p>Guidanceaxis helps you find the best possible credit and the most favorable solution for you. \n\nOur role is to advise you in obtaining the best credit offer for your profile and your project, because we have expertise in the field of credit for individuals and professionals.\n\nGuidanceaxis saves you time and money.<\/p>\r\n\r\n                <\/div>\r\n\r\n            <\/li>\r\n\r\n            \r\n            <li class=\"\">\r\n\r\n                <h3 class=\"para-title\">\r\n\r\n                    <span class=\"collapsed\" role=\"button\" data-toggle=\"collapse\" data-target=\"#collapse2\" aria-expanded=\"false\" aria-controls=\"collapse2\">\r\n\r\n                        <i class=\"fas fa-plus\"><\/i>\r\n                        \r\n\r\n                       2- WHAT IS THE CREDIT RATE?\r\n                    <\/span>\r\n\r\n                <\/h3>\r\n\r\n                <div id=\"collapse2\" class=\"collapse\" role=\"button\" aria-labelledby=\"collapse2\" data-parent=\"#accordion-256843431\">\r\n\r\n                    <p>For real estate loans, there are two rates: fixed and variable, depending on the repayment period.\n\nIf the term is over 15 years, the rate is fixed: it remains unchanged throughout the repayment period. \nIf the repayment period is less than or equal to 15 years, the rate is variable: it depends on changes in MMR, and the monthly payment may be revised upwards or downwards.\nTunisian credit rates are calculated on the basis of MMR (Monetary Market Rate), to which a margin is added.\n\nThe MMR in Tunisia is administered by the BCT (Central Bank of Tunisia) and set at the beginning of each month.\nThe margin, which represents the bank's profit, must generally not exceed 5%, and is limited by the T E G (Taux Effectif Global) provided by the BCT at the beginning of each half-year, which gives the total cost of the loan.\n\nTranslated with www.DeepL.com\/Translator (free version)<\/p>\r\n\r\n                <\/div>\r\n\r\n            <\/li>\r\n\r\n            \r\n            <li class=\"\">\r\n\r\n                <h3 class=\"para-title\">\r\n\r\n                    <span class=\"collapsed\" role=\"button\" data-toggle=\"collapse\" data-target=\"#collapse3\" aria-expanded=\"false\" aria-controls=\"collapse3\">\r\n\r\n                        <i class=\"fas fa-plus\"><\/i>\r\n                        \r\n\r\n                       3- HOW TO CALCULATE THE DEBT RATIO?\r\n                    <\/span>\r\n\r\n                <\/h3>\r\n\r\n                <div id=\"collapse3\" class=\"collapse\" role=\"button\" aria-labelledby=\"collapse3\" data-parent=\"#accordion-256843431\">\r\n\r\n                    <p>The debt ratio corresponds to your ability to repay the credit you have taken out, i.e. the proportion of your income that you can devote to monthly payments.\n\nIn Tunisia, repayment capacity must not exceed 40% of gross monthly income.<\/p>\r\n\r\n                <\/div>\r\n\r\n            <\/li>\r\n\r\n            \r\n            <li class=\"\">\r\n\r\n                <h3 class=\"para-title\">\r\n\r\n                    <span class=\"collapsed\" role=\"button\" data-toggle=\"collapse\" data-target=\"#collapse4\" aria-expanded=\"false\" aria-controls=\"collapse4\">\r\n\r\n                        <i class=\"fas fa-plus\"><\/i>\r\n                        \r\n\r\n                       4- WHAT IS THE AGE LIMIT FOR TAKING OUT A LOAN?\r\n                    <\/span>\r\n\r\n                <\/h3>\r\n\r\n                <div id=\"collapse4\" class=\"collapse\" role=\"button\" aria-labelledby=\"collapse4\" data-parent=\"#accordion-256843431\">\r\n\r\n                    <p>In Tunisia, the borrower must not exceed 70 years of age, not at the time of obtaining the loan, but at the end of the loan term (and this depends on the bank), so other banks follow the maximum age for insurance coverage.<\/p>\r\n\r\n                <\/div>\r\n\r\n            <\/li>\r\n\r\n            \r\n            <li class=\"\">\r\n\r\n                <h3 class=\"para-title\">\r\n\r\n                    <span class=\"collapsed\" role=\"button\" data-toggle=\"collapse\" data-target=\"#collapse5\" aria-expanded=\"false\" aria-controls=\"collapse5\">\r\n\r\n                        <i class=\"fas fa-plus\"><\/i>\r\n                        \r\n\r\n                       5- IS THERE A CHARGE FOR THE ASSISTANCE OF A CREDIT ADVISOR?\r\n                    <\/span>\r\n\r\n                <\/h3>\r\n\r\n                <div id=\"collapse5\" class=\"collapse\" role=\"button\" aria-labelledby=\"collapse5\" data-parent=\"#accordion-256843431\">\r\n\r\n                    <p>Yes, the assistance of an advisor is subject to a fee and includes two types of fees: a fixed study commission of \u20ac100 incl. VAT, payable once the administrative and financial file has been received in full, and a variable assistance commission of between 1.5% and 2.5% of the credit amount, depending on the complexity of the file, invoiced only once bank approval has been obtained.<\/p>\r\n\r\n                <\/div>\r\n\r\n            <\/li>\r\n\r\n            \r\n        <\/ul>\r\n\r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Planning and assistance with credit approval and monitoring of implementation.<\/p>","protected":false},"author":2,"featured_media":82,"template":"","class_list":["post-128","pylon_service","type-pylon_service","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Planification et R\u00e9alisation - guidanceaxis.com<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/guidanceaxis.com\/en\/service\/planification-et-realisation\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Planification et R\u00e9alisation - 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